Car Insurance Lead Script

If you need to generate leads of people interested in getting updated car insurance rates, here is a script that works great. All of the verification questions are asked first to build trust with the prospect before asking for new information. Don’t over think your lead generation campaign, often the simplest processes yield the best results. Start off with a short greeting and explain the reason for the call within the first 30 seconds or risk losing the prospect’s attention. Verify first, ask for new information second. Use verification questions to build report with prospects before asking for new information. For example, “I show your address as…”, versus, “how much is your monthly auto insurance policy at the moment?”

Write out rebuttals that the telemarketer might need to handle common objections. Think of these as opportunities to give more information as well as steer the conversation back to generating a lead. Generating interest and doing some simple verification work should be the primary goal of each call. Don’t make the mistake of trying to pack too much into each call.

“Hi, may I speak with __________? Hi _________, this is AGENT NAME, I’m calling from XXX car insurance, I’m just calling to verify your information so we can provide you with updated auto insurance quotes, I show your name as NAME and your address as ADDRESS in CITY, STATE, and the zipcode is ZIPCODE I also have your email as EMAIL ADDRESS, is this correct?

Thank you, and what is your marital status? (single or married).

Are there any additional drivers we should include? (if yes get name, date of birth).

We understand people’s vehicles often change, so what vehicle do you currently insure? I just need the year, make and model.

Are there any additional vehicles? (if so need the year, make and model).

Are you currently a homeowner? (own/rent)

And who is your current car insurance company?

Thank you, and finally I have your date of birth listed as/what is your date of birth? (if not listed in contact info)

To make sure we can save you the most money we will have a local insurance agent contact you so that you receive the best rate and coverage possible. Thank you for your time and have a great day.”

Side Note: This script works great with a web-based lead form, you can quickly create a form that follows this format in Google Docs and will deliver results to an online spreadsheet that updates in real time.…

The Pros and Cons of Auto Detailing Clay

When detailing clays first came into the scene they were heralded as the answer to people’s detailing their cars as safely as possible, that is, without damaging their car’s paint work and removing the toughest stains that people used to have to seek the so called professional to deal with. Suddenly, it wasn’t such hard work anymore to remove nasty gunk that stuck to cars, just an application and a mere swipe no elbow grease, no possibility of having to scratch our car’s paint work and your car would have that show room brilliance again.

Clay bars have the combined effect of mild abrasives and powerful powdered detergent to effectively clean any car of almost anything. They have become the thing to have for people who are fussy about their cars. They can remove stains as stubborn as grease and tree sap; even tar that attaches itself onto the exterior. The great bonus is that they work just as well on other materials like glass and plastic removing the need to have different products for different parts of a car’s body. You can cut out most of all the other cleaning products you would need to keep the shine on your car, which means with detailing clays you get the effects that far outdo premium polishes and waxes for cars. The only other product you will need though is a lubricant, Clay bars tend to streak if too little lubricant is used and or stick to the surface. This sticking leaves a film of residue which looks chalky and unattractive on the a surface that should be shinny. If improperly used, clays pick up grease during the cleaning process and you don’t want that as you could easily transfer this grease to the entire car. No matter how good a particular brand of clay is said to be it will not remove oxidized paint nor will it fill in blemishes. The best thing to do for a car that has mild oxidization is to remove the oxidized paint by washing and polishing the car first. Most detailing clay kits have pre-wax cleaners that fill up minor scratches and can be used to pre-wash oxidized paint work

Auto clay bars remove mostly anything but not necessarily everything. There are some types of dusts that don’t come off as easily with clay bar. Moreover they should never be dropped on a dirty floor as that might just render them unusable that’s only because they are sensitive to dirt and because dust will still to your clay that is why most are sold with hardened plastic containers that you should really always use to store your clay bars if you mean to get the mileage you want to from them. There aren’t many cons at using clay bars, that’s why most car detailing shops always use them as the best method of cleaning the car exteriors, it’s a good thing that ordinary person can now buy their own clay an cut costs by …

How I Leased a $ 60,000 Car For Only $ 111 a Month and Why I Think Dealer Leaving is Dumb

The rational behind leasing a car is simple; You basically rent the car for a period of time then drop it off when the lease expires without any obligation (generally if the car is clean) or further costs.

What you are doing is paying for the depreciation of the vehicle during the lease. So, if a car is new and worth $ 50,000 today and in 3 years it's expected to be worth $ 30,000 then you as the lessee basically pay the depreciation of the car over the 3 years to the lessor and get a new car every 3 years.

Seems simple and smart, right? Wrong, I am going to show you a better way drive cars if you can raise a lump sum of money. For me it was obvious, I am in the business of raising lump sums of money to settle debt.

So a BMW M3 Cabriolet (convertible) is a gorgeous car, it's a driver's machine and is truly sublime. A few years ago, and after several years of very frugal living and driving cheap cars my accountant talked me into spending some money. And that was tough for him to do; After all he is the guy that told me cars are a colossal waste of money.

It was 2006 and I was looking for a 2003-4 M3. These cars were selling for $ 80,000 + brand new. I always buy used and private; For 3 reasons:

1) Let someone else pay the depreciation in the first couple of years

2) Dealers usually lie and just tick me off

3) You can usually negotiate a better price with private sellers.

In 2006 used M3 Cabs were selling for $ 50,000 – $ 60,000. A 2003 Imola red M3 Cab for $ 46,000, with low miles really done my eye. It was cheaper then the rest and red was a rare color on these cars; It looked stunning.

So I checked it out, drve it and was really impressed. It was my first real experience in a premium German car and I was sold hook, line and sinker.

There was a catch. It was a US car. No big deal right? Wrong, the car had not sold for a reason. It scared buyers. The owner had imported it as a "salvage title" meaning it had been written off in the US. But he had paperwork (albeit dodgy looking but, I verified it) to show that in the State of New Jersey when car is stolen and written off, and the vehicle later recovered it gets a "salvage title" because the owner was already paid Out by the insurance company.

In other states a salvage title means the car was written off in an accident. Salvage titles can not be sold in the US again. So it was not in an accident like most people would normally believe and everything including the VIN checked out on the Carfax report. In fact the car was in flawless …

What a Tour Broker Is and How to Become One

A person who operates a tour company is a broker. A broker is a middleman. Brokers buy or arrange items or services and sells these items or services to the end buyer. Some examples of brokers are:

Independent insurance agents. These agents do not provide insurance; they arrange insurance for you from an insurance company. Insurance agents usually get a commission from an insurance company.

Stock brokers. Like insurance agents, stock brokers help you buy and sell stock. They don’t own the stock. These brokers also receive a commission based on the amount sold.

Real estate broker. Again, these brokers do not own the properties they sell and they get a commission based on the value of what they sell.

There are also tour brokers. Tour brokers serve a variety of customers. This article is about what a tour brokerage is and the basics of this business.

Here is a good description if what a tour is: A trip with visits to various places of interest for business, pleasure, or instruction.

Here travel is defined: To go from one place to another, as on a trip; journey.

A tour, then, is not only travel but it is travel with the purpose being pleasure or interest. You may think of a tour as extended travel with the object being to see and experience an area. Travel, on the other hand, is usually only about moving from one place to another.

A tour broker works with people on a continuous basis. If you are going to get involved in this type of business you should like working with people – you have to be a people person.

Tour brokers are not travel agents. Travel agents arrange for the travel needs of their customers. Usually a travel agent will only work with individuals or small groups (families, for example). Travel agents also always buy something that is already in place (air travel, car rentals, hotels, etc.), they do not originate anything.

Tour brokers originate – they arrange tours, they arrange the transportation, they arrange the lodging, they arrange the meals, and they arrange other services for their clients. A tour broker plans on what kind of tour he/she wants to operate.

Next, the tour broker makes arrangements for the various components of the tour – transportation, food, lodging, attractions, etc.

There are many types of tour companies. Some offer guided tours of a local area – tours of a city or an attraction, for example. Some offer tours in a natural setting – guided tours through the Grand Canyon fall into this category. Some offer tours to various national and state parks. Some offer tours through a large area, a multi-state tour is a good example.

IF YOU LIKE TO TRAVEL – FOR FREE – THIS IS A GREAT BUSINESS TO BE IN

You may have to do inspections of the hotels and attractions that you will be making a part of your tour. If you have been taught correctly you will know …

When and How to Remove 3M Carbon Fiber

When you first install 3M carbon fiber, you may not think about ever removing it but eventually you may want to try a new pattern or the vinyl may become damaged making it necessary to repair. 3M Di-noc vinyl is guaranteed for ten years when it’s used on areas inside but for vehicles and other items used outside, the guarantee is for five years.

3M carbon fiber has a grooved adhesive design that, when applied properly, helps to remove air bubbles for a professional look but it also reduces the risk of the vinyl lifting and peeling after installation. This design allows the vinyl to cling tightly to the surface area but you can still remove it without a lot of hassles when the need arises.

Removing the carbon fiber is just as important as installing it because you don’t want to cause any damage to the surface area. When the time comes to remove the vinyl, there are certain techniques that can make the process go smoothly without damaging the surface underneath.

How to Remove the 3M Carbon Fiber Vinyl

When removing carbon fiber vinyl you must work carefully to prevent damaging the vehicle or object underneath the vinyl. When working with large areas, it’s easier to cut the vinyl before trying to remove it. This will make the material easier to work with and peel off. Use a sharp razor knife to cut into the vinyl but do not put a lot of pressure on the knife. You only need to crease the vinyl making a shallow cut. If you press too hard, it will go through the vinyl and damage the object underneath.

Using heat to warm the surface of the area will also make it easier to peel off the vinyl. You can do this by using a heat gun or a hair dryer but you don’t want to overheat the area. The idea is to warm up the 3M Di-noc carbon fiber so it will be more flexible and to loosen up the adhesive so it will peel without ripping and tearing. If you overheat it, this will make it harder to work with because it will be too soft and won’t peel off as easily.

Clean the Area

Once you have removed all of the 3M carbon fiber vinyl, you’ll need to clean any adhesive residue off the surface. 3M General Purpose Adhesive Cleaner is a product designed especially for cleaning this type of adhesive and it won’t damage the paint when cleaning. After you have removed all of the adhesive, wash the area with a mild soap and water or wipe down the area with a damp cloth if washing is not an option.

If you plan to reapply the vinyl, give the area time to dry completely before reapplying. 3M carbon fiber provides you with many ways to make your vehicle and other items stand out and show off your unique personality. Since you can easily remove and reapply the vinyl whenever …

Important Things To Consider When Choosing A Hotel

Choosing a hotel to stay in is one of the most important decisions to make when planning a trip. This can be difficult, especially when embarking on a journey to an unfamiliar destination. A perfect choice can help make the trip a more exciting experience while a poor choice could ruin the trip altogether. Below we will discuss five major factors to consider before booking a hotel.

Price

Choosing a hotel that suits your travel budget is a key factor to consider. This would help you save some cost if well thought out. Hotel prices are affected by location, hotel type (luxury or budget hotel) and also by the facilities. With the right research you can get a good bargain in a top hotel (especially when they offer discounts).

Location

So many questions would come to mind when considering the hotel’s location. Is it close to the venue of your primary reason for travelling? Is it in a secure location? What is transportation in the area like? What are the tourist attractions around the area? Are there any medical centres around? All these questions and more need to be properly answered to make sure you are close to everything you would need throughout your stay.

Facilities/Amenities

This is one very important factor to consider because it helps you understand what facilities are available at the hotel compared what the ones you need. Therefore helps you avoid unpleasant surprises. For instance, it would be discouraging to find out that the hotel does not have Wi-Fi and internet connection, especially for those on a business trip. How about finding out that you might need to share the bathroom or some other conveniences.

Value

Getting true value for money spent can only be done by comparing prices of the different hotels simultaneously. You can ask for discounts and other lucrative offers ad save some money. Apart from considering the price of the hotel, you can also research about value added services like laundry/dry cleaning, internet access, extended room services, etc.

Reviews

Reading through the experiences of others who have stayed at any of the hotels you are considering would help to authenticate the quality and standard of the hotel. Though you can’t solely rely on this factor, most times these reviews are honest and vital resources needed when deciding between hotels. These reviews help you answer questions like are the hotel rooms clean, are the air conditioners working, how friendly is the customer service and whether the food at the restaurant is any good.

If you put these five factors into consideration before booking a hotel for your next trip, am sure you would not be disappointed with your choice.…

Avocado Benefits for High Blood Pressure

Avocados are notably high in calories but are also highly regarded for their high content of monounsaturated fats and potassium thus making it one of the most beneficial foods for combating high blood pressure.

Blood pressure is the measure of the force of blood pushing against the walls of the arteries. The heart pumps blood into the arteries, which is the transportation highway responsible for distributing blood throughout the body. Blood pressure comprises of two numbers: Systolic, the first and higher of the two reflects pressure in the arteries when the heart beats and they are filled with blood, diastolic, the second number, measures the pressure in the arteries when the heart is at rests between beats. A normal blood pressure reading varies from 90/60 at birth to 120/80 in a healthy adult. For seniors age 6o and older a reading of 150/90 is an indication of high blood pressure (hypertension). It’s important to note that a reading slightly higher than 120/80 in young adults indicates a risk of developing pre-hypertension.

Having untreated high blood pressure makes the heart work harder and contributes to hardening of the arteries (atherosclerosis). This in turn can lead to stroke, kidney disease, and to the development of heart disease. “Having high blood pressure puts you at risk of heart disease and stroke, which are leading causes of death in the United States. About 75 million American adults (32%) have high blood pressure-that’s 1 in every 3 adults. About 1 in 3 American adults has prehypertension” 1 A diet low in salt and high in vegetables, fruits and low-fat dairy products can help lower blood pressure. Highly valued for its blood pressure combating properties within the fruit family is the Avocado (aka. alligator pear) a fruit of the avocado tree native to the Western hemisphere.

Avocados are reputed to be high in fats, but since they are a plant food, the fat they contain is therefore considered an oil and not a solid fat. However it’s important to note that the majority of fat (77%) in the fruit is oleic acid, a monounsaturated fatty acid. There is conclusive scientific evidence which points to the fact that diets rich in monounsaturated fats are great for improving your cholesterol and reducing inflammation thereby reducing the risks of heart problems and strokes. In fact “The American Heart Association recommends the consumption of MUFAs (monounsaturated fats) to improve your blood lipid profile.” “(Lipid profile or lipid panel is a panel of blood tests that serves as an initial broad medical screening tool for abnormalities in lipids, such as cholesterol and triglycerides.)” 2

Along with monounsaturated fats avocados are extremely rich in potassium (more so than bananas – Half a medium avocado contains 549 mg potassium, one medium banana provides 451 mg.). A diet rich in potassium helps regulate your heart beat, eases tension in your blood vessel walls, keeps muscles and nerves functioning efficiently, and lowers blood pressure by balancing out the effects of sodium on your …

5 Important Things to Consider in Buying the Right Tyres for Your Car

After sometime, you will need to purchase new tyres for your car. It could be caused by excessive wear or you got accident ones. If you are a new driver, you may find it challenging to select the right one for your vehicle. They have varying prices depending on their make and model. If you are set to purchase new ones, here are some things that you can consider to make sure that you get the most reasonable prices.

1. Decide How Many items you are Getting

If you are going to buy one or two of these car items, you must make sure that you will get the same class as with the others. Also, your new items must go on your car’s rear all the time. You can shop around to purchase enough discount items.

2. Decide on its Size

Definitely, you should be getting these items that have the same characteristics as the others in your car. Keep in mind that a lot of people today are into getting low-profile products as they also look good. You must ensure that you are getting products made to deal with your vehicle’s weight. Additionally, vehicles nowadays depend on its onboard computer in controlling traction. In terms of size, it is not a good idea to deviate by over 5 percent. On the other hand, SUVs are made to deal with up to 15 percent oversize ones.

3. Decide Which Types You Want

The market has car types such as snow, high performance and season tyres. In general, your selection should be based on the harshest climate you will possibly encounter. Many drivers buy a couple of sets, all season and winter types. If you are able to get your items with discounts, you can get one set for winter and one for summer.

4. Decide its Speed Rating

Maximum speed ratings include S, T, U, H, V, W, Y and Z. If you choose these ratings, you can still expect to have a smooth, safe and comfortable ride. Not all cheap products are garbage but you need to shop around to find the better ones. Also, you must check the ratings.

5. Divide the Item’s Cost by its Expected Mileage to Get the Right one at the Best Price

By doing this mathematical formula, on average you must get around.02 cents per mile. A car tyre worth $90 that can run 35k miles is a better pick than a product worth $50 and can only run 20k miles.…

Why Use Car DVR

As the technological boom continues it is opening up possibilities in a range of sectors, not least in home and personal security. Cameras have become ever more compact, lightweight, and high quality, meaning that a car DVR is now a viable option for automobile security. A DVR (Digital Video Recorder) is not a new technology, but its compact and high quality nature now brings a new added security to cars.

The obvious reason to use a car DVR system is to keep your automobile safe, with so many different ways your vehicle can come to harm; the DVR is a potent tool. If your car has been hit while you were away from it, you can take a look at the video recording to see exactly what happened, whether it was an accident or not. It would also be possible to take the registration number of any car that had hit you, regardless of whether the driver knew they had or not.

Many automobile owners are the victim of crime, and a car DVR can help to catch anyone who performs a felony against your car. The crime may take the form of simple vandalism, something like running a key down the length of your car, a well-positioned camera would allow you to see and possibly identify the person responsible. Likewise a more serious crime like theft from your car or a stolen car could be recorded by the car DVR, allowing you to positively identify the perpetrator, or at least have the video as evidence.

However, a car owner would rather have no crime committed against them, and the car DVR can be the perfect deterrent to criminals. These days DVR systems for cars are suitably compact, meaning they can typically be hidden somewhere on the car and stay concealed to anyone who does not know they are there. If you want the camera to act as a deterrent, you do not have to reveal it; you simply place a sticker on your car (usually the window) saying that your car is DVR protected. This is usually enough for any potential criminals to not target your car.

The last reason why you should use a car DVR is because it can help in tight parking situations. If you are in the town or city you will know how awkward it can be to park sometimes, the side mirrors are never quite enough to fit into those tight spaces. However if you have a screen in your car it is possible to hook up the DVR system and create a live feed, where a well-positioned camera could aid you in parking.…

The Windshield Replacement Survival Guide – Consumer Auto Glass Education

Replacing Your Vehicle’s Windshield? Here is Your Windshield Replacement Survival Guide.

Safety First

A vehicles windshield provides the occupants a barrier from road debris and the outside elements. But most people don’t know a windshield is designed for structural safety in case of an accident, especially a rollover. A windshield is a vehicles third most important safety feature behind the seat belts, and air bags.

Windshields are like basketball backboards for air bags. So if you have a damaged windshield your air bag may not function correctly. It actually may inflate out the windshield cavity, rather than towards you. Or it won’t adsorb any pressure because your windshield simply pushes out.

Most consumers are not aware that when technicians replace your windshield, there is significant scratching to the “pinchweld” where the glass bonds to the car. These scratches must be prepped using paint and rust prevention steps. They should not simply leave exposed scratches where moisture from the exterior side can cause rust to develop.

Here are some questions you should ask your auto glass company:

  • Is the new glass OEM?
  • Did they remove the brand label on the windshield?
  • Does the new glass have a shade band that matches your old glass?
  • Is the new windshield the same color glass? (glass is actually colored, not clear)
  • Does your windshield have a rain sensor?
  • Is your windshield heated? (companies will install non-heated and charge for heated)
  • Does the windshield have the right bracket for your rear view mirror?
  • Does the new windshield have the same third visor as your old glass? (the painted black design which you can see around the rear view mirror on most cars)
  • Are they using a universal trim molding, or the actual trim molding part for your vehicle?
  • Does the company pay to fix paint scratches, if made by the auto glass technician?

Always inspect a piece of glass for scratches and distortion before it’s installed.

Types of Automotive Glass

A windshield is actually two layers of glass with a laminate material between the layers, what is called “laminated glass”. Laminated glass is extremely hard to puncture or break apart. That’s why a large object like a stunt man, can impact the windshield without breaking through. The strength of laminated glass combined with proper adhesion of the windshield to the body of the car provides massive strength against the roof collapsing in a rollover.

All of the other windows in your vehicle are “tempered glass”, which means they break into tiny fragments to reduce injury to the occupants. (a small fraction of vehicles have laminated side and rear windows also)

Windshield Urethane

Today’s vehicles use urethane as the adhesive to bond the windshield to the vehicle, like a glue. Some urethane after complete hardening which can take 2-4 weeks, can hold 500 pounds per square inch of pressure. That’s one reason why you could never simply push your windshield out. Impossible! Some urethane allows you to drive away within one hour after installing …